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188433 comments
Paybis acts as a versatile crypto‑payment solution, established in 2014 and headquartered in Warsaw,
Poland, now operating in over 180 countries with support for more than 80–90 cryptocurrencies and handling billions in transaction volume :contentReference[oaicite:1]index=1.
The platform offers a desktop & mobile wallet as
a service and on‑ramp/off‑ramp API integration options for businesses, letting users
to buy, sell, swap and accept crypto payments seamlessly across traditional and blockchain rails :contentReference[oaicite:2]index=2.
It supports over 50 payment methods including credit/debit cards, e‑wallets,
Apple Pay, Google Pay, local rails like PIX, Giropay, SPEI, bank transfers,
etc., across 180 countries and 80+ fiat currencies :contentReference[oaicite:3]index=3.
With a low minimum entry fee—starting at around $2–5 depending on volume—and clear fee disclosure
(typically 2 USD minimum commission and card or
e‑wallet fees up to ~4.5–6.5%, plus network fees), Paybis prides itself on transparent pricing
:contentReference[oaicite:4]index=4. Through its secure MPC architecture, which splits private keys across multiple parties, ensures on‑chain transparency, user control, and strong security
without needing traditional “proof of reserves” disclosures :
contentReference[oaicite:5]index=5. Paybis is registered as a Money
Service Business with FinCEN in the USA, is VASP‑registered in Poland, and complies with FINTRAC in Canada, enforcing
KYC/AML checks for larger transactions while offering optional no‑KYC flow for smaller amounts (under ~$2,000) in select cases :contentReference[oaicite:6]index=6.
Businesses can integrate Paybis in hours through SDKs and APIs,
access dedicated account managers, and benefit from high authorization rates (~70–95%) and 24/7 multilingual support in over nine languages :contentReference[oaicite:7]index=7.
Use cases include wallets, fintechs, marketplaces, gaming platforms, DeFi services, and global platforms in need
of stablecoin payouts, IBAN‑based settlement,
or mass crypto payouts via Paybis Send or OTC business wallets :contentReference[oaicite:8]index=8.
Although some user‑reported issues have arisen—such as account
suspensions without explanation, slow refund processing in rare
scenarios, or payment verification difficulties—overall feedback through Trustpilot and other independent reviews
is largely positive with nearly 5‑star ratings thanks to its customer‑friendly design and straightforward crypto onboarding
flow :contentReference[oaicite:9]index=9. Altogether, Paybis delivers a robust, secure,
and flexible crypto payment and wallet solution ideal for businesses wanting
to bridge fiat and crypto with minimal hassle and strong compliance
frameworks.
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